Effective Date: [Insert Date]

By accessing or using the Armada Group website (“Site”), you agree to these Terms of Use.

1. Disclaimer of Financial/Legal Advice

All content is for general information only and does not constitute financial, investment, or legal advice. You should seek independent professional advice before making any investment decisions.

2. Accuracy of Information

While we strive for accuracy, we do not guarantee the completeness or reliability of any content. Information provided by third parties is their responsibility.

3. Intellectual Property Rights

All materials on this Site, including text, images, graphics, and logos, are owned by Armada Group or licensed to us. You may not reproduce, distribute, or adapt any material without prior written permission.

4. User Obligations and Prohibited Actions

You agree not to:

Engage in unlawful activities using this Site.

Distribute harmful code or spam.

Use the Site to solicit or promote unauthorised investments.

5. Regulatory Compliance

All investment opportunities comply with Philippine laws, including:

Securities Regulation Code

Foreign Investments Act (as amended)

Bangko Sentral ng Pilipinas (BSP) and Securities and Exchange Commission (SEC) regulations

Foreign ownership may be subject to constitutional and statutory limitations.

6. Limitation of Liability

Armada Group is not liable for any direct, indirect, incidental, or consequential loss resulting from your use of the Site or reliance on its content.

7. Governing Law

These Terms are governed by the laws of the Republic of the Philippines. Any disputes will be subject to the exclusive jurisdiction of Philippine courts.